Every product you need.
Zero you don't.
One bank. One login. A complete financial life built with modern technology and transparent pricing.
For your everyday finances
Cathay Checking
No fees, no minimums. Free checks, unlimited ATM reimbursements worldwide, mobile deposit, Zelle® enabled.
High-Yield Savings
Earn 10x the national average. FDIC insured. No withdrawal limits. Auto-save rules built in.
Money Market
Higher rates than savings with check-writing access. Min. $2,500 to open.
Certificates of Deposit
Lock in today's high rates. Terms from 3 months to 5 years. Ladder strategy tools included.
Student Checking
Built for students: no minimum balance, free overdraft grace, financial literacy tools, and campus ATM network.
Youth Savings
Start the saving habit early. Parents co-manage via app. Spend tracker and goal-setting built in.
One platform, every need
Rewards that actually reward you
Cathay Platinum
No annual fee · No foreign transaction fee
0% APR for 15 months
Apply nowCathay Gold
$550/yr fee · $500 travel credit · Airport lounge access
60,000 bonus points on sign-up
Apply nowCathay Secured
No credit check · Upgrade path to Platinum
Graduate in 12 months
Apply nowBorrow with confidence
30-Year Fixed Mortgage
Stable payments for the life of your loan. Pre-approval in 24 hours.
15-Year Fixed Mortgage
Pay off your home faster and save hundreds of thousands in interest.
Personal Loan
Up to $100,000 unsecured. Funds in 1 business day upon approval.
Auto Loan
New and used vehicles. 100% financing available for qualified buyers.
Student Loan Refinance
Consolidate and lower your rate on federal and private student loans.
HELOC
Tap your home equity for renovations, emergencies, or investments.
Grow your net worth
Robo-Advisor
Set your goals, let our AI build and rebalance your portfolio automatically.
Self-Directed Brokerage
Stocks, ETFs, options, and crypto. Advanced charts and real-time data included.
Retirement Accounts
Traditional IRA, Roth IRA, and SEP-IRA. Tax-advantaged growth with no admin fees.
Corporate Bonds
Access investment-grade and high-yield bonds with as little as $1,000.
ESG Portfolios
Invest in companies with strong environmental, social, and governance scores.
Wealth Management
Dedicated financial advisor, custom portfolio, estate planning, and tax strategy.