Credit Cards
Rewards built for
Rewards built for
real life.
Cash back, travel points, or credit-building — every Cathay card comes with $0 foreign transaction fees and real-time fraud alerts.
$200 Bonus
0% Intro APR
No Foreign Fees
Sign-up Bonus
$200
Intro APR
0%
Foreign Fees
$0
Most Popular
Cathay Platinum
Annual Fee: $0 | 0% Intro APR for 15 months
Cash Back Rates
Dining & Delivery
3%
Travel & Hotels
3%
Groceries
2%
Everything Else
1%
Card Perks
- No annual fee
- No foreign transaction fees
- Contactless & Apple/Google Pay
- $0 fraud liability
- Free credit score monitoring
- Extended warranty on purchases
Sign-up bonus: $200 cash back after $1,000 spend in 90 days
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Premium
Cathay Gold
Annual Fee: $550 | 19.99% Variable APR
Cash Back Rates
Flights & Hotels
5x pts
Dining Worldwide
4x pts
Groceries
3x pts
Everything Else
1x pts
Card Perks
- $500 annual travel credit
- Airport lounge access globally
- TSA PreCheck / Global Entry credit
- Hotel elite status
- No foreign transaction fees
- Concierge service
Sign-up bonus: 60,000 bonus points — worth $750 in travel
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Build Credit
Cathay Secured
Annual Fee: $0 | 26.99% Variable APR
Cash Back Rates
All Purchases
1%
After 12 months on-time
Upgrade path
Card Perks
- No credit check required
- $200–$5,000 deposit = credit limit
- Monthly reporting to all 3 bureaus
- Automatic review for upgrade in 12 months
- Free credit score & monitoring
- Fraud protection
Sign-up bonus: Graduate to Cathay Platinum after 12 months
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Rewards That Add Up
See how much you could earn
Dining & Delivery
3%
Travel & Hotels
3%
Groceries
2%
Everything Else
1%
Estimated annual cash back on $30K spend
$550+